Empower Your
Financial Ecosystem
Unlock seamless transactions and flexible lending in one unified solution. Whether you're powering payments or disbursing loans to individuals, our platform is built for scale, speed, and compliance.
Features
Why juggle multiple systems when you can do it all from one platform?
P2P Infrastructure
Our P2P Loan feature lets users support each other directly, by lending and borrowing funds with full flexibility. This feature makes it easy, human, and stress free.
Virtual Account Management
Assign unique NUBANs for each customer or business wallet.
B2P Lending Engine
Disburse loans to individuals at scale. Automate credit scoring, customize loan products, and monitor repayment in real-time.
Loan Origination & Disbursement
Design loan packages, automate approvals, and disburse to any wallet or bank.
Regulatory Reporting & Compliance
Tools to support NDPR, CBN, and international data/privacy regulations.
Real-time Wallets & Transfers
Issue and manage customer wallets with full transaction visibility.
Credit Scoring Engine
Plug into credit data or use internal behavior-based scoring logic.
FAQ
Got Questions? We've got answers.
Our platform is designed to handle Payment Service Provider (PSP) operations like wallet creation, account issuance, and real-time transfers, as well as Business-to-Person (B2P) lending, enabling you to originate, disburse, and manage loans to individuals at scale. Whether you're running a payments business, a digital lending company, or a hybrid of both, we provide the infrastructure you need to operate seamlessly and grow fast.
No. While fintechs are a major use case, the platform is also suitable for microfinance banks, cooperatives, payroll-based lenders, enterprise businesses, and NGOs running cash disbursement programs.
Yes. The platform is modular. You can choose to use just the PSP tools (wallets, transfers, account issuance) or just the B2P lending features, or both, depending on your business needs.
Loans can be disbursed directly into user wallets or bank accounts. For repayments, you can set up auto-debits, allow manual repayments, or use collection agents. Repayments can also be made from within the wallet system.
Yes. We offer tools and frameworks that support compliance with relevant regulations including CBN (Nigeria), NDPR, AML/CFT requirements, and more. We also help you stay audit-ready.
Absolutely. You can configure loan tenor, interest rates, grace periods, repayment schedules, and more based on your business model and user base.
You’ll get access to a dedicated customer success team, technical support via chat and email, integration assistance, and regular check-ins to ensure your operations are running smoothly.
We follow global best practices for data encryption, fraud detection, and infrastructure security. Our APIs are built with authentication, rate-limiting, and audit logging baked in.